LED LIGHTING FINANCINGLeasing & Financing Options For LED Lighting Retrofits/Projects

LED Financing & Leasing ProgramsLease and Finance Options for LED Lighting Retrofits and Upgrades

WB FINANCIAL announced the industry’s first LED lighting financing program in 2008. Almost 10-years later, our LED leasing and financing programs are making it easier than ever for companies to take control of their energy future with the latest in LED lighting technology and controls. Our “Green Facility Lease” allows business owners to retrofit their buildings and facilities with ultra energy efficient lighting options with little to no money out-of-pocket. With lighting accounting for up to 80% of a facility’s energy consumption, the switch to LED lighting can result in energy savings of 60-90%. Maintenance costs within a facility are also drastically reduced by implementing LED lighting. The best part is, the financing can be structured to put extra cash in your pocket each month!



Nearly all LED lighting projects/retrofits can be structured to be cash flow positive, meaning that your monthly lease/loan payment is less than your energy savings! Our LED financing options allow you to go green with little money out-of-pocket.

Example… your facility’s LED lighting retrofit will save an average of $905/month in energy costs/maintenance and the project totals $35k. Monthly lease payments would run $701.00 on a 60-month term. In this situation, the “Green Facility Lease” generates $204/month in positive cash-flow during the term of the lease/loan, and after, would allow energy savings to go straight to bottom line profits for the next 3-10 years (depending on light use).

Commercial LED Lighting

We can offer cash flow positive LED financing options for nearly any commercial building project. We’ve financed thousands of projects for hospitals, gas stations, car dealerships, supermarkets/convenience stores, hydroponic growers, warehouses and more. WB FINANCIAL can finance industrial high bay LED lighting, LED tube lights, commercial shop lights, outdoor lighting, as well as grow lights. You can also include lighting controls and new HVAC equipment to make the most of your energy upgrade.

LED Lighting for Municipalities

We also offer industry leading LED leasing and financing options for municipalities, cities, and non-profits. We’ve financed street lighting for cities/counties and have helped municipalities retrofit libraries, sports complexes, fire stations and jails. Since these types of entities operate their lights continually (sometimes 24/7), these projects generate tremendous cash flow and offer quick ROI.

Tax & Energy Savings

An LED lighting retrofit/upgrade project in your commercial building/facility can mean big utility savings AND tax savings at the year end. In addition to local rebates from utility companies, Section 179D (EPAct), allows owners of commercial buildings to enjoy accelerated tax deductions on the cost of their LED lighting retrofit. The deduction for LED lighting averages  $0.60 per square foot.

100% Funding for LED Lighting

100% funding for LED lighting projects means that you don’t have to worry about paying out-of-pocket for additional costs like installation, freight, and audits. All aspects of the LED lighting retrofit can be including in the financing. This allows for a turn key financing package where one low monthly payment covers everything.

LED Lighting Grants

LED lighting grants for non-profits and schools can be applied towards the total project cost to reduce the project finance amount. That means that non-profits and municipalities don’t need to find additional room in the budget for the LED lighting, which is often a lengthy process. We can finance the LED retrofit, minus any applicable grants/incentives.

LED Grow Light Financing

As energy costs continue to rise, LED grow light financing has become a big part of our portfolio. We have LED financing programs in place to accommodate the needs of hydroponic farmers and indoor growers. Since many facilities operate their lights 24/7, converting to LED is the obviously choice to reduce electricity costs in increase the bottom line. We make the conversion easy with no money down and low monthly payments which are less than energy savings.


LED Lighting Financing CompanyHeadquarted in Southern California, Serving Businesses Nationwide & in Canada.

LED Lighting Manufacturer/Vendor Financing

LED Lighting Vendor/Manufacturer Financing

WB FINANCIAL provides LED financing and leasing options that allow vendors and manufacturers to offer industry leading cash flow positive financing options to their clients. Most equipment lease companies simply don’t understand energy related industries. Partner with WB FINANCIAL and provide comprehensive equipment financing options to your clients today!


Both equipment leasing and equipment financing options are term debt obligations used by businesses to acquire equipment. Equipment leases often contain end-options (most commonly $1, 10%, or FMV/PUT) that can be exercised at the end of the term in order to transfer ownership from the lessor to the lessee. Equipment Finance Agreements (EFA’s) contain no end-option and the equipment is owned by the customer from day 1. Both leases and EFA’s carry tax benefits which can lower tax liability at the end of the year. LED retrofit financing is usually done via a Finance Agreement so all tax benefits and rebates remain in the customer’s name.

YES! In addition to energy efficient lighting, you can add any type of commercial equipment to your lease/loan. We have financed new machinery as part of an LED project, as well as upgraded HVAC systems, solar panels  and new roofing costs.

Equipment leasing & financing rates vary depending on the total financed amount, years in business, term, and credit history of the company and/or it’s owners. Rates can range from 4.9% to low double digit figures depending on credit worthiness. New businesses and businesses with credit issues can expect to pay higher rates. Generally speaking, it makes sense to lease/finance equipment a long as the estimate revenue generated by the equipment, or money saved by acquiring the equipment, is less than the monthly lease/loan payment. When possible, LED leases/loans are structured to generate positive cash flow.

After your LED lease/loan is paid in full and the obligation is satisfied, the savings generated by the energy efficient lighting goes straight to your bottom line. At the end of the lease/loan, there are often 5-10 years of useful life remaining (depending on light usage), and this means BIG annual savings that can be used for other equipment/upgrades to a building.



Would you like to speak directly with a dedicated account manager to discuss your specific financing needs? Please fill out our contact form, and a representative will contact you ASAP.

Fields with * are required