Church Equipment Financing

Church equipment financing and equipment leasing options exist for both denominational and non-denominational churches and houses of worship. WB FINANCIAL is highly experienced in structuring equipment leases and equipment finance agreements for churches of all sizes, across the United States. Our typical church borrower has at least 100 active members, and has been established for at least 3-years.

Church equipment financing programs are the perfect financial vehicle to help your church acquire needed office equipment, furniture, audio/video equipment, sound gear, LED lighting, signage and more. Financing is generally available for existing church entities which have been established for more than 3-years (non-denominational) and mainline denominations such as Baptist, Episcopal, Lutheran, Catholic, Presbyterian, United Church of Christ and United Methodist Churches.

To begin the equipment leasing process, a short church equipment finance application should be completed by a senior pastor or other church elder. In addition, a short religious organization questionnaire should be completed to give the church equipment financing company a better feel for average monthly collections, congregation size, and other term debt obligations the church might have.

Church Equipment Financing
Church Financing Programs
Church Video Equipment Financing
Church Projector Financing



Our church financing programs allow churches and houses of worship to finance necessary equipment both inside and outside church walls. We get numerous financing requests from churches looking to update seating, furniture, security systems, lighting, video production equipment, sound gear, music instruments, and more. Our church financing programs help improve cash flow, with little to no money due in advance. This makes budgeting easier and allows churches to upgrade equipment without the need to raise funds upfront. As the #1 church equipment financing company since 2008, WB Financial has the experience and resources necessary to provide financing programs to both churches and equipment vendors/manufacturers alike.

Video Equipment Financing

We provide video equipment financing options to customers across all industries, including churches. Finance the latest 4K cameras, PTZ camera systems, tripods, camera lenses and other gear for your media ministry with terms up to 60-months.

Live Streaming Equipment

Looking to expand or upgrade your church’s media ministry? Multi camera live streaming setups can help expand your reach to people around the world. Equipment financing options exist for all components including mixers, microphones, cameras and lighting.

Music Equipment

The music ministry is a key part of any church and our musical instrument financing options allow churches to upgrade microphones, replace worn instruments and improve acoustics inside of a facility.

Sound/Audio Equipment

We’ve been financing church sound systems since 2008. Whether you are dealing with a contractor or doing the work yourself, our sound/audio equipment finance options can accommodate all components and include consulting fees and labor, further reducing upfront costs.

Church Lighting

Church lighting comes in many different flavors… from led lighting retrofits to stage lighting and signage. Upgrades to your church lighting systems can make your worship space more inviting and make your message stand out.

Projector Financing

Projectors are one of the most commonly financed pieces of equipment we see from churches. 3 projector setups with screens can easily run into the 10’s of thousands of dollars. Our projector financing programs cover not just the equipment, but also installation and other soft costs.


Church Equipment Financing Company


WB FINANCIAL isn’t your typical church equipment financing company. We believe in forging long-lasting relationships with both churches and vendors in the industry. We provide equipment financing and leasing options that are unsurpassed in the church finance industry. By taking the time to understand each customer and their unique financial needs, we are able to help them obtain the equipment and capital they need, quickly and efficiently. We don’t play games, we don’t rely on small print, and we don’t bait and switch. We understand that going above and beyond expectations is what fosters continued business in a competitive marketplace.

Founded in 2006, WB FINANCIAL is the culmination of over 60-years experience in the world of equipment financing. Our managing members have been in the equipment leasing and finance industry since the 1970’s and every member of our team boasts at least 15-years of experience in the equipmentl financing sector. The customer service and resources we provide are second-to-none.


Church loans can include both equipment financing and leasing contracts as well as mortgages. Church loans are term debt obligations used by churches to acquire equipment, buildings, and land. Typically churches do not need working capital loans as donations from members usually fund the church’s operational expenses.

Over the years, our account managers have financed virtually every type of equipment in every industry imaginable. Our industry expertise means we can structure your equipment lease/loan to best meet your unique cash-flow needs. We handle a tremendous amount of volume in, and have particular expertise in film/video equipment, the LED lighting sector, camera/photography, printing equipment, medical equipment, energy efficient upgrades/retrofits, office equipment, construction equipment, restaurant financing and more.

Equipment financing rates vary depending on the total financed amount, years in business, term, and credit history of the church and/or it’s senior Pastor(s). Rates can range from 4.9% to low double digit figures depending on credit worthiness. New churches and churches with credit issues can expect to pay higher rates.

In short… YES! Both new and used equipment is eligible for leasing and financing. Equipment sellers and vendors may indicate that used equipment doesn’t qualify for financing, but that is because they are trying to sell you on new equipment, which may net them more profits and higher commissions. Terms for leasing and financing used equipment may be limited based on the estimated useful life of the asset in question.


Would you like to speak directly with a dedicated account manager to discuss your specific financing needs? Please fill out our contact form, and a representative will contact you ASAP.

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